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Can I Have Multiple Life Insurance Policies?

Video Transcript: How’s it going everybody? It’s Ryan here. Earlier today, somebody asked me if they were allowed to have more than one life insurance policy or not, and I’ve actually been asked this question quite a few times over the years so figured I would just put together this quick video and explain how it […]

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Can I Afford To Retire?

Video Transcript: Oh yes, you probably can afford to retire. Well, maybe, maybe not. I mean, if you’re in your 20s or 30s or 40s, probably not. I mean, some of you probably can, but most people, no. But here’s the thing. There’s a lot of people that are in their 60s that can afford to […]

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401(k) vs Roth 401(k). Case Study Example – What If Tax Rates Rise?

Video Transcript: Hey, what’s going on, everybody. It’s Ryan here. Okay. So if your employer gives you the option of either funding a 401k on a pre-tax basis, or on an after-tax basis, meaning a Roth 401k, which option should you choose? Well, I’m going to tell you right up front that it depends upon your […]

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Risks in Retirement – Why the Average Rate of Return May Not Matter

Video Transcript: Hey, what’s going on, everybody. It’s Ryan here. Okay. So I got a question for you. Is it possible that earning a 4% average rate of return could actually be better than earning a 5% average rate of return? Or let me take it one step further. Is it possible that earning a 3% average […]

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Investing In Retirement – Could Taking Withdrawals Make a Difference?

Video Transcript: Hey. What’s going on, everybody? It’s Ryan here. Okay. So chances are, probably over the years, you’ve heard that it makes sense that when you get to your retirement years, that you should invest differently than you invested when you were in your pre-retiree years. And if you’re like a lot of the people […]

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2021 Retirement Plan Contribution Limits and Phase-Outs

Video Transcript: Hey, what’s going on, everybody. It’s Ryan here. Okay. So the new 2021 guidelines, or rules, or just release as far as how much you’re allowed to contribute to various retirement accounts, such as IRAs and 401ks and that sort of thing, for the year 2021. And then also they’ve outlined what the new […]

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An Example of When a Roth Conversion Makes Sense – Case Study

Video Transcript:How’s it going, everybody? It’s Ryan here. Okay, so when I’m constructing a retirement income plan, there’s several different pieces to the puzzle, and all of them need to be addressed in order to make sure the plan is set up to work as efficiently as it can possibly work. Now, one piece of […]

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What is the Best Life Insurance Over 50?

Video Transcript: Hey, how’s it going everybody. It’s Ryan here. Okay. So the question is what is the best life insurance policy for you to buy if you’re over 50 years old? Now I’m going to tell you right off the bat, that it’s not a one size fits all type of answer. It’s definitely, it […]

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CONTACT

16755 Von Karman Ave. Suite #200
Irvine, CA. 92606
1-714-462-9155
Ryan@CravitzFinancial.com

Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Cravitz Financial & Insurance Solutions are independent of each other. The content of this website is provided for informational purposes only and is not a solicitation or recommendation of any investment strategy. Investments and/or investment strategies involve risk including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives. Information provided is not intended as tax or legal advice, and should not be relied on as such. You are encouraged to seek tax or legal advice from an independent professional.  Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents.  CA Insurance License #0C86000.

Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Fixed Insurance and Annuity product guarantees are subject to the claims-paying ability of the issuing company and are not offered by Brookstone Capital Management. Index or fixed annuities are not designed for short term investments and may be subject to caps, restrictions, fees and surrender charges as described in the annuity contract.

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