Videos - Cravitz Financial & Insurance Solutions https://cravitzfinancial.com/category/videos/ Financial and Insurance Solutions in Irvine, California Fri, 31 Jul 2026 18:35:30 +0000 en-US hourly 1 https://wordpress.org/?v=7.0.2 https://cravitzfinancial.com/wp-content/uploads/2025/09/cropped-Cravitz-Logo-32x32.png Videos - Cravitz Financial & Insurance Solutions https://cravitzfinancial.com/category/videos/ 32 32 Age 55 with $1.2 Million – How to ACTUALLY Retire at Age 60 https://cravitzfinancial.com/age-55-with-1-2-million-how-to-actually-retire-at-age-60/ https://cravitzfinancial.com/age-55-with-1-2-million-how-to-actually-retire-at-age-60/#respond Fri, 31 Jul 2026 18:35:24 +0000 https://cravitzfinancial.com/?p=4601 If you are 55 and want to retire at 60, the next five years matter a lot.In this video, I walk through a sample retirement plan for a couple who is 55, has meaningful savings, and wants to stop working at 60.Under the starting assumptions, they are close, but not quite where they need to […]

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]]> https://cravitzfinancial.com/age-55-with-1-2-million-how-to-actually-retire-at-age-60/feed/ 0 The Flaw in “Safe” Retirement Spending Rules https://cravitzfinancial.com/the-flaw-in-safe-retirement-spending-rules/ https://cravitzfinancial.com/the-flaw-in-safe-retirement-spending-rules/#respond Fri, 31 Jul 2026 18:28:53 +0000 https://cravitzfinancial.com/?p=4594 Most retirement spending rules start with a number.But retirement does not move in a straight line. Markets change, Social Security begins, a mortgage may get paid off, spending patterns shift, and your needs often look different at 75 than they did at 65.In this video, I discuss the flaw in many “safe” retirement spending rules […]

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]]> https://cravitzfinancial.com/the-flaw-in-safe-retirement-spending-rules/feed/ 0 Ready to Retire Now (Even If It Doesn’t Feel Like It) https://cravitzfinancial.com/ready-to-retire-now-even-if-it-doesnt-feel-like-it/ https://cravitzfinancial.com/ready-to-retire-now-even-if-it-doesnt-feel-like-it/#respond Fri, 10 Jul 2026 17:39:04 +0000 https://cravitzfinancial.com/?p=4441 Many people expect that once they save enough for retirement, they will simply feel ready.But that is often not what happens.They reach the number they had been working toward and then move the goalpost. Retirement still feels risky, even when the financial plan suggests they may already be in a strong position.In this video, I […]

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]]> https://cravitzfinancial.com/ready-to-retire-now-even-if-it-doesnt-feel-like-it/feed/ 0 STOP Spending Less in Retirement — Do This Instead. https://cravitzfinancial.com/stop-spending-less-in-retirement-do-this-instead/ Fri, 03 Jul 2026 20:04:21 +0000 https://milestonenew.wpengine.com/?p=4316 Many retirees are careful with money, especially after the paycheck stops.That caution is understandable. But sometimes being too careful creates a different kind of problem.In this video, I walk through a hypothetical couple who are spending less than their retirement plan allows. The unspent money may feel like a harmless cushion, but because most of […]

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]]> Two Retirees. Same Savings. One Runs Out of Money. Here’s Why https://cravitzfinancial.com/two-retirees-same-savings-one-runs-out-of-money-heres-why/ Fri, 03 Jul 2026 19:59:00 +0000 https://milestonenew.wpengine.com/?p=4309 Two retirees can start retirement with the same amount saved, the same investments, and the same withdrawal plan, yet end up with very different outcomes.That is because in retirement, the order of investment returns matters.In this video, I walk through a hypothetical example of two couples who both retire at 65 with the same amount […]

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]]> They Thought They Were Ready to Retire. Then We Found These 5 Issues https://cravitzfinancial.com/they-thought-they-were-ready-to-retire-then-we-found-these-5-issues/ Fri, 03 Jul 2026 19:52:23 +0000 https://milestonenew.wpengine.com/?p=4301 A couple recently came in to meet with me as they were approaching retirement.They had saved well, invested well, and felt like the finish line was finally in sight.But once we started walking through the actual transition into retirement, several important planning decisions came up that they had not fully thought through yet.In this video, […]

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]]> Age 60 with $1.2M Saved – Should You Roth Convert? https://cravitzfinancial.com/age-60-with-1-2m-saved-should-you-roth-convert/ Fri, 03 Jul 2026 19:46:34 +0000 https://milestonenew.wpengine.com/?p=4294 Roth conversions seem to be everywhere these days.But before deciding whether a Roth conversion makes sense, I believe there's a more important question to answer:What are you actually optimizing for?In this video, I walk through the case of a 60-year-old woman with approximately $1.2 million saved who wanted to know whether Roth conversions should be […]

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]]> Why Retirees Get RICHER After They Stop Working https://cravitzfinancial.com/why-retirees-get-richer-after-they-stop-working/ Fri, 03 Jul 2026 19:39:51 +0000 https://milestonenew.wpengine.com/?p=4287 Many people assume that once they retire and start withdrawing money from their investments, their portfolio will gradually decline over time.But that's often not what happens.In fact, some retirees find themselves several years into retirement with more money than they had when they first stopped working.In this video, I explain why that can happen and […]

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