Income Planning – Cravitz Financial & Insurance Solutions

Income Planning


When you retire the paycheck stops but the need for income of course continues. 

How do you strategically coordinate all of your sources of income (Social Security, any pension benefits, retirement accounts other investment accounts, home equity, possible inheritances etc..) together to help create a reliable income stream all throughout your retirement years.

In today’s economic environment where we are experiencing higher levels of inflation along with high market volatility, it has never been more critical to plan well for your retirement.

Today, many people are living into their 80’s and 90’s which means they are enjoying 20 to 30 years or more in retirement.

My client’s needs and financial goals are as individual as they are. As a result, the retirement strategies that I develop will always be tailored to your unique circumstances and will grow with you throughout your retirement.

Are you concerned about not having enough money to last through your retirement? If so, let's talk. 

Some of the ways I can help include:

  • Helping you decide when to retire
  • Create an income stream that lasts through retirement
  • Help identify risks in your portfolio you may not have realized were there
  • Help you get the most out of your IRA or 401(k)
  • Proactive tax forward planning to potentially reduce the taxes you'll have to pay over the course of your retirement
  • Explain the ins and outs of a Roth IRA conversion strategy and help to determine if it makes sense for you
  • Create an income stream that lasts through retirement
  • Make sure you have enough life insurance if needed to protect the income stream of your spouse or any dependents
  • Help you decide when you should claim Social Security
  • Help to determine if you really need to buy long term care insurance

If you are retired or within 5 years of retirement download this guide below.


CONTACT

16755 Von Karman Ave. Suite #200
Irvine, CA. 92606
1-714-462-9155
Ryan@CravitzFinancial.com

Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Cravitz Financial & Insurance Solutions are independent of each other. The content of this website is provided for informational purposes only and is not a solicitation or recommendation of any investment strategy. Investments and/or investment strategies involve risk including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives. Information provided is not intended as tax or legal advice, and should not be relied on as such. You are encouraged to seek tax or legal advice from an independent professional.  Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents.  CA Insurance License #0C86000.

Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Fixed Insurance and Annuity product guarantees are subject to the claims-paying ability of the issuing company and are not offered by Brookstone Capital Management. Index or fixed annuities are not designed for short term investments and may be subject to caps, restrictions, fees and surrender charges as described in the annuity contract.

Copyright © 2020 Cravitz Financial & Insurance Solutions | 123RF.com | Privacy Policy