Turn Your Savings Into retirement Income
With a plan for income, investments, Social Security, and taxes.
CFP® Professional | RICP® | Orange county, CA | Clients Nationwide
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Decisions Get Harder Once the Paycheck Stops
Saving for retirement has a clear goal: save more. But retirement itself is different.
Now you are deciding how much you can spend, which accounts to use first, when to claim Social Security, how to manage taxes, and how to invest without taking more risk than necessary.
Those decisions all affect one another. A withdrawal choice can affect your taxes, Medicare premiums, and future account balances.
I help bring those decisions together into one coordinated retirement plan.
What Your Retirement Plan Should Cover
Hi, I'm Ryan Cravitz.
I’m a CFP® professional and Retirement Income Certified Professional® helping people who are retired or getting close to retirement make smart decisions about income, investments, Social Security, taxes, and the years ahead.
My focus is simple: to help you grow, protect, and enjoy your money while coordinating the key pieces of your retirement plan, including income, investments, Social Security, and taxes.
I know retirement planning can feel overwhelming, especially with so much conflicting advice out there. But you deserve to feel secure and confident about your financial future.
Whether you want to retire comfortably, explore the possibility of retiring sooner, or simply gain clarity about your plan, I’m here to help you move forward with confidence.
Get the Retirement Tax Guide
Taxes can affect which accounts you use first, when you claim Social Security, whether Roth conversions make sense, and how much income you recognize each year.
I put together a guide to help retirees and soon-to-be retirees understand some of the key tax planning decisions that can come up in retirement.