Secure a Happy, Healthy, and Worry Free Retirement
If you are retired or plan to retire soon the way you manage your finances changes forever. The focus is no longer about accumulating assets and saving and investing for the future.
Instead, the focus is on preserving and protecting what you have. It's about maximizing cash flow, minimizing risk, and building a plan that will provide the income you need to enjoy a secure and enjoyable retirement.
Step 1 - Develop a Monthly Income Plan ("Monthly Paycheck")
It starts by building an income plan first, because in retirement you no longer receive a paycheck. Instead, you must create a "paycheck" from the assets you've accumulated over the years. These assets may include Social Security, a pension, savings and investments. Once your income is secure, and you have the predictable guaranteed income you need every month for the rest of your life we can then move on to step 2. This is where we focus on the rest of your assets that are not needed for income.
Step 2 - Grow and Manage
The goal with the rest of your assets is for them to grow and outpace inflation in order to keep up with the cost of living. Since this is your retirement nest egg this money cannot easily be replaced if lost. Therefore, I take my job very seriously when designing a plan to grow and manage your assets over time.
The fact is that retirement planning is not as complicated as many might have you believe. And often times so called financial guru's will take approaches that are unnecessarily complex. I aim to make the seemingly complex simple and seek to eliminate any fear, worry, or confusion so that you can have a happy, healthy, and worry free retirement.