Cravitz Financial & Insurance Solutions

Secure a Happy, Healthy, and Worry Free Retirement

If you are retired or plan to retire soon the way you manage your finances changes forever.  The focus is no longer about accumulating assets and saving and investing for the future.  

Instead, the focus is on preserving and protecting what you have.  It's about maximizing cash flow, minimizing risk, and building a plan that will provide the income you need to enjoy a secure and enjoyable retirement. 

Step 1 - Develop a Monthly Income Plan ("Monthly Paycheck")

It starts by building an income plan first, because in retirement you no longer receive a paycheck.  Instead, you must create a "paycheck" from the assets you've accumulated over the years.  These assets may include Social Security, a pension, savings and investments.  Once your income is secure, and you have the predictable guaranteed income you need every month for the rest of your life we can then move on to step 2.  This is where we focus on the rest of your assets that are not needed for income.  

Step 2 - Grow and Manage

The goal with the rest of your assets is for them to grow and outpace inflation in order to keep up with the cost of living.  Since this is your retirement nest egg this money cannot easily be replaced if lost.  Therefore, I take my job very seriously when designing a plan to grow and manage your assets over time.  

The fact is that retirement planning is not as complicated as many might have you believe.  And often times so called financial guru's will take approaches that are unnecessarily complex.  I aim to make the seemingly complex simple and seek to eliminate any fear, worry, or confusion so that you can have a happy, healthy, and worry free retirement.

About Ryan Cravitz

My name is Ryan Cravitz.  For two decades now I've been helping people grow and protect their wealth.  Over that period of time I have developed a passion for helping people that are serious about securing their financial future simplify their financial lives and achieve the retirement of their dreams.

The people that I can best help are either retired or planning to retire in the next few years or so. Typically, they have done a good job of saving over the years, and have a least $250,000 of investable assets.  They are concerned about their retirement and value the guidance of a professional to help manage their finances and investments.

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Confidence, Security, Peace of Mind –
That’s Cravitz Financial 

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16755 Von Karman Ave. Suite #200
Irvine, CA. 92606

Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Cravitz Financial & Insurance Solutions are independent of each other. The content of this website is provided for informational purposes only and is not a solicitation or recommendation of any investment strategy. Investments and/or investment strategies involve risk including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives. Information provided is not intended as tax or legal advice, and should not be relied on as such. You are encouraged to seek tax or legal advice from an independent professional.  Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents.  CA Insurance License #0C86000.

Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Fixed Insurance and Annuity product guarantees are subject to the claims-paying ability of the issuing company and are not offered by Brookstone Capital Management. Index or fixed annuities are not designed for short term investments and may be subject to caps, restrictions, fees and surrender charges as described in the annuity contract.

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