Educational Videos

Even if you have saved diligently, have no debt, and know you are financially ready, it is common to still feel uneasy about stepping away from work. After years of helping people retire, I have seen how that anxious feeling rarely comes from the numbers. It comes from uncertainty.In this video, I talk about why Learn More

If you’re planning to retire in your 50s or early 60s, the decisions you make with your 401(k) in those first few years can either save you tens of thousands of dollars or quietly cost you the same amount.In this video, I walk through five of the most common 401(k) mistakes I see people make Learn More

If most or even all of your savings are in pre tax accounts like 401(k)s or traditional IRAs, you are not alone. For many people, that is exactly how they were told to save. Defer taxes, let the money grow, and figure it out later. But later is now retirement, and that is where things Learn More

There is a point in retirement planning where everything changes, and it is not when you hit your first $100,000 or even $1 million. Once your accounts reach about $1.5 million, the conversation shifts entirely.At this level, retirement stops being about survival and becomes about coordination, balancing taxes, withdrawals, investments, Social Security, and Medicare so Learn More

You don’t often hear this from a financial planner, but sometimes the right move isn’t to save more, it’s to live more.In this video, I share a real life case of a couple who had already won the savings game. They were on track to have nearly two million dollars by retirement and wanted to Learn More

If you’re about a year away from retirement, one of the biggest questions on your mind is probably, “Do I have enough saved?”In this video, I walk through an example of someone retiring at 65 who wants to spend $8,000 per month in retirement. You’ll see how Social Security fits in, what kind of portfolio Learn More

Retiring at 62 with $1,000,000 isn’t a simple yes or no. It depends on how you spend, how you’ll cover healthcare before Medicare, and how your plan holds up if markets stumble. In this video, I walk through two real case studies, Dana and Michael, who each had around $1M but very different lifestyles and Learn More

After working with over a hundred retirees, I’ve noticed a consistent pattern. The biggest regrets people share aren’t about investments, account balances, or tax brackets. They’re about the things money can’t buy back: time, health, energy, and missed experiences. Again and again, I hear the same three words: “I wish I had…”In this video, I Learn More

You have probably heard the rule of thumb that you need $1 million to retire. The problem is, that number is both too simple and often misleading. Depending on your lifestyle, income needs, taxes, and healthcare costs, $1 million could be far more than you will ever need or it could fall short.In this video, Learn More

A JP Morgan Chase study found that 84% of retirees only take their Required Minimum Distributions (RMDs) and it’s quietly costing them. While it seems smart to “just follow the IRS rules,” it often results in:Less money to spend in your best yearsHigher taxes and Medicare penalties laterReduced control over your retirement incomeIn this video, Learn More