I’m Ryan Cravitz!
I’ve been working in the financial industry for 24 years now. My passion is helping people who are serious about their financial future simplify their financial lives and retire with confidence and peace of mind.
My Story
Ryan Cravitz, cfp®, ricp®
founder & Financial advisor
One of the most common concerns I hear from retirees and those nearing retirement is the fear of running out of money. Over time, I've seen many hold themselves back from enjoying the lifestyle they truly want, often living well below their means due to this fear. Unfortunately, this worry can prevent them from experiencing the joy and freedom retirement has to offer, especially in the early years. My passion is helping retirees and those approaching retirement confidently use their hard-earned money to create the fulfilling and enjoyable lifestyle they deserve.
After spending a decade working with some of the most respected names in the financial planning industry, I realized that the greatest impact I could have would be by founding my own independent financial firm in 2011. This decision has allowed me to help individuals and families—both in my local community in Orange County, California, and across the country—achieve financial independence.
I am committed to continuous learning and professional growth. A graduate of San Diego State University with a Bachelor's degree in Political Science, I am also a CERTIFIED FINANCIAL PLANNER® professional. In addition, I hold the Retirement Income Certified Professional® designation from the American College of Financial Services.
To further support individuals on their journey to retirement, I conduct Retirement Planning workshops throughout the year, helping people navigate the complexities of retirement and build a solid roadmap to ensure they can retire with confidence. I also host the podcast Candid Conversations: Retirement Talk with Ryan Cravitz, where we explore topics ranging from Social Security and income planning to investing, taxes, and more.
Born and raised in Southern California, I now live in Newport Beach with my wife, Racheal, and our six-year-old son, Cody. When I'm not designing financial plans, you can find me playing beach volleyball or spending quality time with my family.
memberships &affiliations:
For 50 years, CERTIFIED FINANCIAL PLANNER® certification has been the standard of excellence for financial planners. CFP® professionals have met extensive training and experience requirements, and commit to CFP Board's ethical standards that require them to put their clients' interests first. Find out more at Let's Make a Plan.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
The RICP® is the nation’s leading credential for building integrated and comprehensive retirement income plans.
A key focus is understanding, choosing, and executing a sustainable retirement income strategy from available resources—whether that means using systematic withdrawals from a portfolio, building a retirement income floor with bonds or annuities, or using a bucket strategy. Find out more at the American College.
Ryan Cravitz is a CERTIFIED FINANCIAL PLANNER® professional a member of the Financial Planning Association. The Financial Planning Association® is the leading membership organization and trade association for CERTIFIED FINANCIAL PLANNER professional and those engaged in the financial planning process. Find out more at the Financial Planning Association.
Strategic Alliances:
Dean is the founder and CEO of Brookstone Capital Management LLC (BCM), a SEC Registered Investment Advisor.
BCM has forged strategic relationships with independent investment advisors around the country who affiliate with BCM as Investment Advisor Representatives (IARs). In this capacity, the IARs are able to utilize BCM’s vast money management experience and infrastructure. This allows the IARs to provide their clients with BCM’s professionally-managed portfolios. As an independent firm, BCM is able to utilize a large array of investment options and vehicles, to create robust model portfolios that span varying levels of risk. BCM, through its network of IARs, provides comprehensive financial planning including asset allocation, retirement planning, education planning and portfolio management and is committed to offering a one-source solution for the management, growth, and preservation of its clients’ wealth.
Dean received his Bachelor of Arts Degree in Economics from Northwestern University. He completed the Business Institutions Program, the Undergraduate Leadership Program and was a member of Omicron Delta Epsilon Economics Honor Society. Dean received his Juris Doctor degree from Northwestern University School of Law. He received his Masters degree in Taxation (LLM) from Chicago-Kent College of Law. Dean is a Certified Financial Planner (CFP®) and holds the Illinois insurance license for life, health and long-term care.
Dean Zayed, JD, LLM, CFP®
CEO, Founder Brookstone Capital Management
Mark DiOrio joined Brookstone as the Chief Investment Officer in 2015. In his role, he leads the firm’s investment committee and drives the firm’s investment policy, framework, and portfolio construction methodology. He oversees the portfolio strategy group that provides recommendations on strategic and tactical portfolio design. Mark directs research on external managers and develops internal strategies. He produces and presents content for advisor training, a weekly Market Watch update, and the firm’s quarterly market reports.
Prior to joining Brookstone, he was responsible for launching and managing a boutique investment subsidiary of a publicly traded regional bank holding company. While there, Mark ran a global tactical asset allocation strategy and accumulated an 8 year GIPS® compliant track record. Mark has nearly 20 years of investment industry experience, including 10 years of multi-asset class portfolio management. He has been featured in Investor’s Business Daily and quoted in the Wall Street Journal. Mark received his MBA from Benedictine University, his BA from Eastern Illinois University and is a Chartered Financial Analyst (CFA). Mark is a member of the CFA Institute and CFA Society of Chicago.
Mark DiOrio, CFA
Chief Investment Officer
Confidence, Security, Peace of Mind
That’s Cravitz Financial
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