401(k) vs Roth 401(k). Case Study Example – What If Tax Rates Rise? – Cravitz Financial & Insurance Solutions

401(k) vs Roth 401(k). Case Study Example – What If Tax Rates Rise?

Should you fund a pre-tax 401(k) or a Roth 401k which is funded with after tax dollars. In this video we look at what the potential impact could be on a retirement plan if tax rates were to rise in the future. If all, or most of your money is in pre-tax retirement accounts and tax rates rise in the future it could greatly decrease the probability of your retirement plan achieving success. We often hear about the potential benefits of diversification when it comes to investing. Unfortunately, the potential benefits of tax divarication are often overlooked. 


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