If you’re planning to retire in your 50s or early 60s, the decisions you make with your 401(k) in those first few years can either save you tens of thousands of dollars or quietly cost you the same amount.
In this video, I walk through five of the most common 401(k) mistakes I see people make as they transition from saving to spending and what to do instead so you can retire with clarity, confidence, and control.
You’ll learn:
How to use the Rule of 55 to access your 401(k) early without penalty Why the years between retirement and Social Security can create powerful tax opportunities
How to coordinate your 401(k) withdrawals with Social Security and MedicareThe right way to plan ahead for Required Minimum Distributions (RMDs)How to avoid triggering higher Medicare premiums (IRMAA surcharges)
Your 401(k) isn’t just a savings account anymore. It becomes your paycheck in retirement. With the right plan, you can reduce taxes, manage healthcare costs, and create flexibility that helps your money last.
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