Category Archives for Videos

Should You Buy Term or Permanent Life Insurance?

Videos

Life insurance can be a confusing subject for many. One of the questions you should consider is whether term or permanent insurance is better. I believe neither is better. However, one is typically more appropriate for the given situation. When should you buy term life and when should buy permanent (whole) life insurance? In this […]

Is No Medical Exam Life Insurance Legit?

Videos

Many people wonder if no exam life insurance is legit. Why do some companies require you to take an exam, but other insurance companies do not require it? Should you be concerned about the safety or security of a company that doesn’t require a medical exam?In this video we’ll address these questions and more.Full Transcript: Hey, […]

Is an IRA a Good Investment?

Videos

Is an IRA a good investment? Actually, an IRA is not a investment. Instead, it is an account. Within the IRA you can hold investments.Full Transcript: Hey everybody, it’s Ryan here. All right, so today I want to talk to you a little bit about IRAs. And specifically, I want to address a question that I […]

Does it Always Make Sense to Contribute to a Roth IRA?

Videos

I love Roth IRA’s. However, does it always make sense to contribute to one even if you are eligible to? I say definitely not always. In this video I describe a situation where I believe it’s a bad idea. Instead, in this specific scenario I recommended they fund a Traditional IRA instead. As you approach […]

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Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Cravitz Financial & Insurance Solutions are independent of each other. The content of this website is provided for informational purposes only and is not a solicitation or recommendation of any investment strategy. Investments and/or investment strategies involve risk including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives. Registered Investment Advisors and Investment Advisor Representatives act as fiduciaries for all of our investment management clients. We have an obligation to act in the best interests of our clients and to make full disclosure of any conflicts of interest. Please refer to our firm brochure, the ADV 2A item 4, for additional information. Information provided is not intended as tax or legal advice, and should not be relied on as such. You are encouraged to seek tax or legal advice from an independent professional. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents. CA Insurance License #0C86000.

Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Fixed Insurance and Annuity product guarantees are subject to the claims-paying ability of the issuing company and are not offered by Brookstone Capital Management. Index or fixed annuities are not designed for short term investments and may be subject to caps, restrictions, fees and surrender charges as described in the annuity contract. Ryan Cravitz and/or Cravitz Financial and Insurance Solutions are not affiliated with or endorsed by the Social Administration or any other government agency.