Retiring with a pension? Your retirement landscape is entirely different — and that’s both a massive opportunity and a planning challenge. In this video, I break down exactly how having a pension transforms your financial strategy, including how much you need to save, how to invest, and when you can retire.
Most retirement plans are built around 401(k)s and Social Security, but a pension adds a guaranteed income stream that can dramatically reduce your savings burden and give you more flexibility with your investments. However, if you don’t structure your plan the right way, you might unknowingly shortchange your future.
Topics covered:
➡️Why you may not need to save as much if you have a pension
➡️How a pension could impact your investment strategy
➡️The critical importance of choosing the right pension payout option
➡️When it makes sense to take a lump sum — and when it doesn’t
How to integrate your pension with Social Security and other assets
Whether you’re about to retire or just want to understand your pension better, this video gives you a roadmap to make the most of this powerful benefit.
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