Many people expect that once they save enough for retirement, they will simply feel ready.
But that is often not what happens.
They reach the number they had been working toward and then move the goalpost. Retirement still feels risky, even when the financial plan suggests they may already be in a strong position.
In this video, I walk through three signs that may tell you that you are more ready to retire than you think:
• You know how much you can comfortably spend each month and where that income will come from
• You understand what a bad market year would actually mean for your spending
• You have given yourself permission to use the money you spent decades saving
Retirement readiness is not just about reaching a certain account balance.
It is about turning your savings into a clear income plan, knowing how you would respond if markets became difficult, and feeling confident enough to spend without constantly worrying that you are making a mistake.
If you are approaching retirement but still feel uncertain, this video will help you think through whether the problem is really the numbers or whether you simply have not connected the numbers to a plan you can trust.
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