Tag Archives for " Cravitz financial "

Don’t Confuse a Roth Conversion With a Contribution

Videos

A Roth IRA conversion and a contribution are not the same thing. Making a Roth IRA contribution and doing a Roth conversion are both ways to get money into a Roth IRA. However, the rules for each are very different. Often times I have found there is confusion in this area. This short video explains what […]

Understanding Multi-Year Guarantee Annuities (MYGA’s)

Videos

In this video I explain what Multi-Year Guarantee Annuities (MYGA’s) are, how they work, and why they have become more popular recently. We will look at the liquidity options, terms, taxes, some current MYGA rates and more. I’ll cover the important things to know about MYGA’s, and I’ll share some thoughts on how you might consider […]

Practical Strategies for Protecting Retirees Against Scams & Fraud

Podcasts

As much as any other threat, recognizing and avoiding scams has become a necessary skill for today’s retirees to develop. In today’s episode, we’ll share a story of how a scam destroyed a woman’s entire retirement savings. Then, we’ll explore some crucial steps you can take to safeguard your financial well-being against the growing tide of scams and identity theft.

5 Signs Your Advisor is Doing Real Financial Planning

Videos

Is your financial advisor truly planning for your future, or just coasting? In this video, Ryan and Erin lay out the five signs that your advisor is delivering genuine financial planning, not just quick fixes. A truly committed advisor will: Help you define your goals and objectives Gather details on ALIE (Assets, Liabilities, Income, and Expenses) […]

Should Couples Retire Together?

Videos

Couples should carefully consider the financial and emotional consequences of retiring simultaneously before making the decision. If you’re considering retiring at the same time, we walk through 4 questions you should consider first: Have You Correctly Calculated Your Cost of Living in Retirement? According to a recent study: 46% of older adults spend MORE money […]

Financial Questions That We’ve Been Asked Recently

Podcasts

We work through all types of scenarios with clients each day and find tools that will help them reach their financial goals. To help you get a better idea of how we work through these different scenarios, we are going to run through a list of questions that we’ve been asked recently.

What is a Retirement Drawdown Strategy? 5 Tips to Make Your Money Last.

Videos

You spend decades building your nest egg. Then, when you retire, you need a plan to stop saving and start spending, but not too much that you risk running out of money. It’s a delicate balance. In this video, we’ll discuss 5 variables that are important to consider:Plan for LongevityMake the Right Decision about Social Security BenefitsChoose the […]

What’s New with Social Security in 2024?

Podcasts

Whether you’re nearing retirement, already retired, or just planning ahead, it’s crucial to stay informed about Social Security and any changes that happen each year. Today we’re going to share some key things that you need to know and bring you up to speed on some updates that need to be aware of. Ryan will also tell you how this might impact you and the planning you’ll do this year.

When Should You Take Your Social Security Retirement Benefits?

Videos

When should you begin collection your Social Security retirement benefits? You can take it at anytime between age 62 and 70. What’s the right choice for you? In this video we’ll discuss some of the important things to think about when making this decision. Some of the factors you’ll want to consider include: If you […]

Important Retirement Updates & Changes for 2024

Podcasts

As we close in on the end of the year, we want to finish up by answering questions that people have asked us recently. We’ll cover key financial planning topics like retirement withdrawal rates, investing in CDs, advisor fees, Social Security and more.

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CONTACT

500 N. State College Ste 1100
Orange, CA. 92868
1-714-462-9155
Ryan@CravitzFinancial.com

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Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Cravitz Financial & Insurance Solutions are independent of each other. The content of this website is provided for informational purposes only and is not a solicitation or recommendation of any investment strategy. Investments and/or investment strategies involve risk including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives. Registered Investment Advisors and Investment Advisor Representatives act as fiduciaries for all of our investment management clients. We have an obligation to act in the best interests of our clients and to make full disclosure of any conflicts of interest, if any exist. Please refer to our firm brochure, the ADV 2A item 4, for additional information. Information provided is not intended as tax or legal advice, and should not be relied on as such. You are encouraged to seek tax or legal advice from an independent professional. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents. CA Insurance License #0C86000.

Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Fixed Insurance and Annuity product guarantees are subject to the claims-paying ability of the issuing company and are not offered by Brookstone Capital Management. Index or fixed annuities are not designed for short term investments and may be subject to caps, restrictions, fees and surrender charges as described in the annuity contract. Ryan Cravitz and/or Cravitz Financial and Insurance Solutions are not affiliated with or endorsed by the Social Administration or any other government agency.