When to Stop Saving for Retirement (And Start Enjoying Life)

Videos

You don’t often hear this from a financial planner, but sometimes the right move isn’t to save more, it’s to live more.

In this video, I share a real life case of a couple who had already won the savings game. They were on track to have nearly two million dollars by retirement and wanted to know if they could ease off their 401(k) contributions and start enjoying more of life now without putting their future at risk.

We tested their plan, stress tested it against historical downturns, and compared three options:

➡️Keep contributing fully to maximize future income.

➡️Ease down contributions to free up cash flow today while staying on track.

Spend from taxable savings to enjoy life now while keeping flexibility for future taxes.

At some point, financial planning stops being about accumulating more and starts being about living better. This video walks through how we found that balance and how you can too.

If you’ve done a great job saving and are wondering whether it’s time to stop pushing so hard and start living more confidently, this video will help you see what that looks like.

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