6 Retirement Planning Risks People Overlook. Are You Ready? - Cravitz Financial & Insurance Solutions

6 Retirement Planning Risks People Overlook. Are You Ready?

Planning for retirement is about more than just saving money. It’s about protecting your hard-earned nest egg from risks that could jeopardize your financial future. In this video, we break down the six critical risks every retiree should know about:

➡️Sequence of Returns Risk: How market downturns early in retirement can impact your savings.

➡️Withdrawal Rate Risk: Why the 4% rule, which I find often leads to underspending anyway, might not fit everyone’s unique cash flow needs.

➡️Healthcare & Long-Term Care: Planning for one of your biggest retirement expenses.

➡️Taxation: Strategies to minimize taxes on your retirement income.

➡️Inflation: The silent thief that can erode your purchasing power over time.

➡️Longevity Risk: Why living longer means planning smarter.

I share real-life examples and practical tips to help build a retirement plan that truly offers peace of mind. Retirement shouldn't be left to chance. Learn how to navigate these risks and to help confidently secure your financial future.

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