Even if you have saved diligently, have no debt, and know you are financially ready, it is common to still feel uneasy about stepping away from work. After years of helping people retire, I have seen how that anxious feeling rarely comes from the numbers. It comes from uncertainty.
In this video, I talk about why so many people never quite feel ready to retire, even when on paper they absolutely could. I explain what I call the “one more year syndrome,” why retirement is as much an emotional transition as it is a financial one, and how the right structure can replace worry with confidence.
You will hear about couples like Mike and Linda who discovered they had been working two extra years simply because it felt safer, and how a clear income and tax plan finally gave them permission to retire on their terms.
My goal is to help you see that readiness does not come from hitting a magic number. It comes from having a plan you trust. When you know exactly where your income will come from, how taxes will affect you, and how your lifestyle fits into it all, retirement stops feeling like a leap and starts feeling like a natural next step.
If you have been telling yourself “just one more year,” this video will help you see whether it is really about money or just about finding the clarity to move forward with confidence.
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