retirement planning - Cravitz Financial & Insurance Solutions

Tag Archives for " retirement planning "

What is a Retirement Drawdown Strategy? 5 Tips to Make Your Money Last.

You spend decades building your nest egg. Then, when you retire, you need a plan to stop saving and start spending, but not too much that you risk running out of money. It’s a delicate balance. In this video, we’ll discuss 5 variables that are important to consider:Plan for LongevityMake the Right Decision about Social Security BenefitsChoose the […]

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What’s New with Social Security in 2024?

Social Security updates for 2024

Whether you’re nearing retirement, already retired, or just planning ahead, it’s crucial to stay informed about Social Security and any changes that happen each year. Today we’re going to share some key things that you need to know and bring you up to speed on some updates that need to be aware of. Ryan will also tell you how this might impact you and the planning you’ll do this year.

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When Should You Take Your Social Security Retirement Benefits?

When should you begin collection your Social Security retirement benefits? You can take it at anytime between age 62 and 70. What’s the right choice for you? In this video we’ll discuss some of the important things to think about when making this decision. Some of the factors you’ll want to consider include: If you […]

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Important Retirement Updates & Changes for 2024

As we close in on the end of the year, we want to finish up by answering questions that people have asked us recently. We’ll cover key financial planning topics like retirement withdrawal rates, investing in CDs, advisor fees, Social Security and more.

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5 Retirement Planning Mistakes To Avoid

A financially secure and happy retirement doesn’t just happen; it takes planning and some modifications as you get older. In this video, I will discuss some of the mistakes.  1. Not Having a Plan  2. Forgetting about Inflation  3. Not Creating any Tax-Free Income  4. Investing too Conservatively  5. Taking on too much Risk as You […]

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Should You Buy An Annuity For Guaranteed Lifetime Income? {Case Study}

Should you buy an annuity as a part of your retirement portfolio. In this video we will examine the pros and cons of purchasing a fixed indexed annuity with a guaranteed lifetime income rider with a portion of your retirement savings. We look at a sample case study of a couple who are ages 67 […]

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Can This 60 Year Old With $600,000 Retire At 65?

Mike was turning 60 next month. He had $400,000 in a pre-tax 401(k) and $200,000 in a taxable brokerage account. He wanted to retire at 65 if possible. In this sample case study we will discuss several things including: When he should take his Social Security (and his Survivor benefit). The pros and cons of […]

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Let’s Answer Some Common Financial Questions

Important Retirement Updates & Changes for 2024

As we close in on the end of the year, we want to finish up by answering questions that people have asked us recently. We’ll cover key financial planning topics like retirement withdrawal rates, investing in CDs, advisor fees, Social Security and more.

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Expenses in Retirement What’s Your Plan?

It’s important to have an understanding of what your expenses are going to be in retirement. Having a spending plan or an income plan to meet your expenses and provide the lifestyle that you would like to have in retirement helps to give you the confidence to spend. Often the people that were the best […]

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Does Working Longer Increase Social Security Benefits?

Will continuing to work help increase your Social Security benefits? On your Social Security statement it shows how much you would receive if you file for benefits at various ages assuming that you continue to work. However, what if you stop working now, and don’t plan to take your benefits for a few more years? […]

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Orange, CA. 92868
1-714-462-9155
Ryan@CravitzFinancial.com

Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and Cravitz Financial & Insurance Solutions are independent of each other. The content of this website is provided for informational purposes only and is not a solicitation or recommendation of any investment strategy. Investments and/or investment strategies involve risk including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives. Registered Investment Advisors and Investment Advisor Representatives act as fiduciaries for all of our investment management clients. We have an obligation to act in the best interests of our clients and to make full disclosure of any conflicts of interest, if any exist. Please refer to our firm brochure, the ADV 2A item 4, for additional information. Information provided is not intended as tax or legal advice, and should not be relied on as such. You are encouraged to seek tax or legal advice from an independent professional.  Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents.  CA Insurance License #0C86000.

Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Fixed Insurance and Annuity product guarantees are subject to the claims-paying ability of the issuing company and are not offered by Brookstone Capital Management. Index or fixed annuities are not designed for short term investments and may be subject to caps, restrictions, fees and surrender charges as described in the annuity contract. Ryan Cravitz and/or Cravitz Financial and Insurance Solutions are not affiliated with or endorsed by the Social Administration or any other government agency.

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