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Tag Archives for " retirement planning "

Can This 60 Year Old With $600,000 Retire At 65?

Mike was turning 60 next month. He had $400,000 in a pre-tax 401(k) and $200,000 in a taxable brokerage account. He wanted to retire at 65 if possible. In this sample case study we will discuss several things including: When he should take his Social Security (and his Survivor benefit). The pros and cons of […]

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Let’s Answer Some Common Financial Questions

Important Retirement Updates & Changes for 2024

As we close in on the end of the year, we want to finish up by answering questions that people have asked us recently. We’ll cover key financial planning topics like retirement withdrawal rates, investing in CDs, advisor fees, Social Security and more.

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Expenses in Retirement What’s Your Plan?

It’s important to have an understanding of what your expenses are going to be in retirement. Having a spending plan or an income plan to meet your expenses and provide the lifestyle that you would like to have in retirement helps to give you the confidence to spend. Often the people that were the best […]

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Does Working Longer Increase Social Security Benefits?

Will continuing to work help increase your Social Security benefits? On your Social Security statement it shows how much you would receive if you file for benefits at various ages assuming that you continue to work. However, what if you stop working now, and don’t plan to take your benefits for a few more years? […]

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Can This Couple Afford To Retire Now? {Early 60’s}

In this video we will walk through a sample case study of a couple that were approaching retirement. The husband is 62 and the wife is 61. We will first look at what the chances would be of them running out of money in retirement if they were to retire now.  Then we will take a […]

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Does It Make Sense To Convert To A Roth IRA

One of the biggest mistakes I see people make is not knowing how much they should convert to a Roth IRA, and even whether you should even do any Roth IRA conversions at all. Both not converting enough and converting too much could cause you to pay more in taxes over the course of your […]

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When Can You Afford to Retire?

Often times I talk to people that don’t think they can afford to retire, but they actually can. Others think they need to work for perhaps another 5 or 6 years when they could actually retire perhaps in just a couple of years. Often I find that it’s the people that have done the best […]

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Social Security COLA Jumps 3.2% for 2024… but Medicare Part B Jumps 5.9%!

The 3.2% cost of living adjustment reflects another year of high inflation. However, we now know we’ll be paying almost 6% more for Medicare Part B!  That doesn’t mean you’ll see a smaller Social Security check in January, but if you’re wondering how this will affect you, in this video we will walk through these […]

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The Universal Truths of Retirement (PART 2)

Today we’re going to finish up our two-part conversation that will juxtapose the individuality of retirement plans with the foundational principles that remain constant regardless of who you are.

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Do You Need Life Insurance In Retirement?

A lot of people wonder if you still need life insurance when you’re retired, since you’re no longer working and, for most of retirees, the kids are grown and out of the house. However, according to Ryan there are several reasons you should still consider owning life insurance in retirement. He breaks down 3 reasons: 1.Income […]

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